Vengeful Perdy takes out her anger on Hari who soon puts her in her place when he presents her with a huge vet's bill. Perdy passes the bill straight to Katie saying it was her negligence that caused the accident. Katie's gobsmacked at the size of the bill and things are made worse when she learns her insurance won’t cover it. Elsewhere, Grayson struggles to secure the mortgage on Mill Cottage. Meanwhile, Toni is still in pain after her operation and is inundated with unwanted visitors.