Frank finds Chris has been awake all night trying to find an alternative solution to their money problems. He continues to fight against Frank's idea of the insurance scam. Zoe leaves for her job interview. Kathy tells Nick that working is keeping her mind of her breakup with Chris. He wonders whether she should stop working at Home Farm completely but she insists she can still work with Chris. Jack walks in on Joe giving Sarah an oddly personal lesson is sheep-shearing which involves her being on all fours.